Archive for April 25th, 2003

Taming the Debt Monster

Friday, April 25th, 2003

I’ve reached that time in the pay period where I figure out what I’m paying for next period. The resulting payout is discouraging. I don’t believe I’ll be able to afford the test this pay period. In all honesty though I haven’t studied. Ironically, blogging has this new “I haven’t studied” dark cloud over the horizon. I must break through this very soon. I’m thinking I’ll start studying tomorrow. Wait, no. Rereading that makes me mad that I’m so him-haw about it. Screw that! I WILL study tomorrow. I CAN’T WAIT to study. It’s going to be so much fun.
Dave Ramsey
My ability to stay focused on living within my means and getting out of debt has lead me to this guy. I found him by accident when listening to This American Life. He’s an inspiration. I find myself going through my bills and yelling at myself with his southern drawl. I found myself yesterday wandering through the aisles of my new local ALDI store muttering ‘rice and beans.. beans and rice..”.
His Friday show has been awesome. People call in after getting completely out of debt, and it’s just so exciting. It’s also a great motivator. If I stick to “Rice and Beans” I should be able to kill the debt monster by the end of September.
My Birthday Gifts
I spent 62 dollars of my birthday money. It went to great stuff that I know I’ll use. Mainly:
-A Crock Pot
-Will Durant’s book “The Story of Philosophy”
-A Panasonic Digital Camera.
Cudos to Ebay and half.com for helping me stretch the money, and to Dave Ramsey for helping me to focus more on getting completely out of debt. Thanks also go out to Mary Hunt for teaching me that getting out of debt doesn’t mean total despair or lacking in life.
Cable Disconnect
I lose all but my local channels on Monday. That’ll save me 43 bucks a month. Yipee!
I’ll be watching my last Six Feet Under and HBO Boxing for a while this weekend. I’m okay with it though because in only 5 months I’ll be out of debt, and able to afford it again. Having my money and the time to get my certifications done is a priceless investment that I’m happy about.
I promise to study tomorrow at least 6 hours. I promise this knowing that I love to study, time flies when I do, and I’ll feel awesome after doing it. I further commit to post as soon as I finish studying. Rock on and see you tomorrow! -Jimmy